Get in Touch
The Nash CashFlow Group
John Ward
CashFlow Coach
T: 603-479-2511
E: john@nashcashflow.com
Serving all 50 States.
Latest News
- Two Passive Incomes- One PolicyDecember 1, 2023 - 1:10 am
The traditional financial model espouses saving/investing for many years, and then depleting that nest egg for the last few decades of ones life. It’s hardly a system of generational growing wealth, and often fails to last long enough for the first generation. Join Doug & John as they discuss how even one policy can be […]
- Securing Your Family’s Financial Future With Child PoliciesNovember 24, 2023 - 1:53 am
Compound interest can work for anybody at any age, but the longer the time horizon, the better. There is no better time to get an insurance policy than when someone enters this world. Premium payments required to acheive a large death benefit are low, passive income is assured, insurability is locked in, most underwriting requirements […]
- The Beauty Of Unstructured LoansNovember 17, 2023 - 1:51 am
Applications, justification, income verification, qualification, etc…. These are some of the many steps we have accepted we must take when getting a loan from someone else. It’s a laborious process that’s not within our control. What if there was a better way to access capital? Come join Doug and John to find out how! “What […]
Mortgage Calculator
Susie Q. Gets An Education
/in Insurance/by The Nash CashFlow Group“Get a 4 year degree and you’re set for life!” This the advice that has permeated America for the better part of the last 60 years. We find that many people are getting degrees for the sake of getting a degree, or for getting the “college experience” rather than actually going to learn a meaningful skillset.
In this episode we examine the chapter “A different look at the monetary value of a college degree” from the book “Becoming your own Banker”. We think our listeners will be interested in this unique perspective on the true opportunity cost of a college degree for those that don’t have a specific calling.
“So, in evaluating just the financial benefits of the college degree at a cost of $80,000 vs putting that same $80,000 into a high premium whole lifeinsurance, I dont believe the degree is as valuable. As a matter of fact, the probability of the college educated person ever learning the benefits of “banking though the use of whole life insurance is not very good. He will be exposed to some professor teaching him that “whole life insurance is a very poorr place to put money.” It will take a lot of effort to get this notion out of his head, because “unlearning” is more difficult than learning. I think that Professor Rotfield might explain it, “He has been trained instead of having learned to think. please remember that I am not against higher education. To the contrary, I believe it should be a life-long activity. But observation leads me to conclude that we have a lof of people in America with degrees- but not many of them are educated?” –R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.
Connect with Doug MacKenze:
Website: Control Capital Solutions
Email: dmackenzie@controlcapitalsolutions.com
Connect with john Fox Ward:
Website: Nash Cashflow – The Nash CashFlow Group
Email: John@nashcashflow.com
Check out this episode!
Sequence of Returns – Friend or Foe?
/in Insurance/by The Nash CashFlow GroupSave via sponsored retirement plans until you’re 65 and then take out 4% a year! That is the standard advice we see everywhere these days. In theory, if the base of capital were static (i.e. not volatile), that work. However, the “savings” instruments used in these plans are actually investment vehicles such as stocks and bonds, and as such, they are not static, and can be quite volatile.
As it turns out, the amount that can be taken out each year is drastically affected by the movement of those underlying investments, and the order in which those returns is sequenced, can drastically alter the outcome of a financial plan.
“When government creates a problem (read onerous taxation) and then turns around and creates an exception to the problem they created (read tax sheltered retirement plans, etc.) aren’t you just a little bit suspicious that you are being manipulated?“ –R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.
Connect with Doug MacKenze:
Website: Control Capital Solutions
Email: dmackenzie@controlcapitalsolutions.com
Connect with john Fox Ward:
Website: Nash Cashflow – The Nash CashFlow Group
Email: John@nashcashflow.com
Check out this episode!
What Is the Value of the Premium Deposit Fund Rider?
/in Insurance/by The Nash CashFlow GroupThe premium deposit fund rider is not commonly discussed, but is an excellent (free) rider with most insurance companies. Discover how you can store money for excess premiums with the insurance company & earn a return!
“Banking is a process, not a product!” –R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.
Connect with Doug MacKenze:
Website: Control Capital Solutions
Email: dmackenzie@controlcapitalsolutions.com
Connect with john Fox Ward:
Website: Nash Cashflow – The Nash CashFlow Group
Email: John@nashcashflow.com
Check out this episode!