Archive for month: September, 2023

Connect with john Fox Ward:

Whole Life Insurance as a Bond replacement?

September 22, 2023/in Insurance/by The Nash CashFlow Group

Infinite Banking aside, Doug & John are going to take a look at the merits of whole life insurance to see if it would be suitable as a bond replacement for financial and retirement portfolios. We speak with people who are less inclined towards practicing IBC, but still have a great deal of interest in whole life insurance. Does this mean creating a policy for them makes any less sense? Absolutely not!

“If you knew, at passive income time, that you would be getting back everything that you paid into a system- tax free- would you object to putting more money in it?” –R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Connect with john Fox Ward:

Why Does The Life Insurance Company Keep My Cash Value When I Die?

September 14, 2023/in Insurance/by The Nash CashFlow Group

We get this question/objection a lot. This comes from a fundamental misunderstanding of Whole Life insurance as a product. Many of our listeners may understand this already, but for those who don’t, we’d like to explain to you the relationship between cash value and death benefit.

“Suspend the list of the many benefits of whole life insurance over and above those of real estate for a moment. Now, as you make premium payments and mortgage payments, respectively, you are building ever-increasing “cash value” and ‘home equity’, respectively. Upon death or the attained, the insurance company pays the beneficiary the full “face value” or full market value of the life insurance policy. Similarly, if the homeowner sells the RE property, they receive the current market value. The equity portion that was available is built into the home’s sale price. Similarly, upon the payout of the insurance benefit, the insurance cash value (like the home equity) is built into the full face value. They are part and parcel to the whole in both examples.” John Fox Ward

Connect with Doug MacKenze:

Connect with john Fox Ward:

Be Conscious of the Financial Programming

September 7, 2023/in Insurance/by The Nash CashFlow Group

What if we told you that most people don’t know why they do what they do? For some people this may be obvious, but the majority are woefully unaware of what drives their thoughts and actions.

Join Doug and John for a dive into the mechanics behind the ways our brains are programmed to operate from a very early age and why this is critical to overcome when creating a lifetime financial strategy.

“Somehow or another, it never dawns on most financial gurus, that you (can)control the financial environment in which you operate. Whatever the cause, learning to control it is (the most profitable) thing you can do over a lifetime”. –R. Nelson Nash, Becoming Your Own Banker, Unlock the Infinite Banking Concept.

Connect with Doug MacKenze:

Connect with john Fox Ward: